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Health insurance
Health insurance forms the financial foundation of the German healthcare system. Through its statutory health insurance and private health insurance structures, it secures access to medical services and makes a significant contribution to the high standard of healthcare provision in Germany. Achieving the optimum balance between quality and cost-effectiveness will shape the future development of statutory health insurance. Health insurers work in partnership with every sector of the healthcare system. This gives health insurers a unique overview and specific opportunities to influence and manage the system.
Our expertise: The IGES Institut has decades of experience in analysis and consulting in the field of health insurance. Since its foundation in 1980, the Institut has played a significant role in providing scientific support for and help in shaping important reform processes. Health insurance funds were the first organisations to benefit from IGES' consulting services.
IGES has many years' experience in analysing routine data from health insurance funds. Since the early 1990s, we have played a significant role in developing the risk adjustment scheme and have continuously supported its ongoing refinement.
For statutory health insurance funds, we provide strategic advice on risk management, the development of targeted care programmes and the design of selective contracts with healthcare providers.
For private health insurers, we also analyse market dynamics, tariff structures and customer behaviour. Particular emphasis is placed on assessing long-term premium developments and ageing provisions.
We draw on our in-depth understanding of regulatory interrelationships and market dynamics to support both statutory and private health insurers in addressing strategic and operational challenges.
As an independent research and consulting institute, we deliver objective assessments and innovative solutions that contribute to the sustainable ongoing development of the health insurance system.
Please note: The following overview provides only a summary selection of our services. For further information, please feel free to contact us at: studien@iges.com
